Access to Credit

Because many Upper Manhattan residents have never before held bank accounts, access to credit is almost entirely out of reach. Without a credit history, it is nearly impossible for one to apply for a loan or mortgage, and equally as difficult to rent a car or even apply for a job.

Neighborhood Trust offers fully and partially secured loans to individuals seeking to establish  and repair credit. With the resources offered by the credit union, many local residents have had the opportunity to pursue jobs, buy homes and become full participants in the American economic mainstream.

Access to Credit  | Promoting Savings | School Banking |
Community Partnerships | Building Local Leadership |
Important Basic Services | A Healthy Institution

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