Because many Upper Manhattan residents have never before held bank
accounts, access to credit is almost entirely out of reach.
Without a credit history, it is nearly impossible for one to
apply for a loan or mortgage, and equally as difficult to
rent a car or even apply for a job.
Neighborhood Trust offers fully and partially secured loans
to individuals seeking to establish and repair credit. With the resources
offered by the credit union, many local residents have had the
opportunity to pursue jobs, buy homes and become full
participants in the American economic mainstream.
Access to Credit |
Promoting Savings |
School Banking |
Community Partnerships | Building Local
Important Basic Services | A Healthy Institution